Evaluate loan applications like a banker.

Screen your client's file with the same criteria banks use — in 2 minutes, with no credit pull.

✓ Strong File

Client Screening

Priya Textiles Pvt Ltd

29AABCP1234H1ZK

78/ 100ELIGIBILITY SCORE

Turnover Trend

↑ Growing

FOIR Ratio

48%

Loan Range

₹18L – ₹32L

Filing Health

Consistent

LoanSignal

Loan eligibility report · 4 May 2026

Patel Precision Components

24AABCP5678B1ZQ · Pune

✓ELIGIBLE

₹40,00,000

Sustainable loan amount · DSCR 3.9× · binding constraint: policy cap

EMI

₹91,800

per month

RATE

12.0–13.5%

indicative

TENURE

60 mo

up to 84

TYPE

Unsecured

term loan

WHY THIS NUMBER

✓ 24/24 GST filings on time✓ Revenue +22% YoY✓ ITR–GST aligned✓ FOIR 32%

THE CASH FLOW MATH

Avg monthly bank credits₹26,40,000

Less: avg monthly debits– ₹21,60,000

Net monthly surplus₹4,80,000

Less: existing EMI obligations– ₹1,20,000

Available for new debt₹3,60,000

DSCR floor (1.25×)÷ 1.25

Max sustainable EMI₹2,88,000

LoanSignal

Log In