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Client Screening
Priya Textiles Pvt Ltd
29AABCP1234H1ZK
78/ 100ELIGIBILITY SCORE
Turnover Trend
↑ Growing
FOIR Ratio
48%
Loan Range
₹18L – ₹32L
Filing Health
Consistent
Loan eligibility report · 4 May 2026
Patel Precision Components
24AABCP5678B1ZQ · Pune
✓ELIGIBLE
₹40,00,000
LOANSIGNAL · VERIFIED · 04 MAY 2026 · APPROVED
Sustainable loan amount · DSCR 3.9× · binding constraint: policy cap
EMI
₹91,800
per month
RATE
12.0–13.5%
indicative
TENURE
60 mo
up to 84
TYPE
Unsecured
term loan
WHY THIS NUMBER
✓ 24/24 GST filings on time✓ Revenue +22% YoY✓ ITR–GST aligned✓ FOIR 32%
THE CASH FLOW MATH
Avg monthly bank credits₹26,40,000
Less: avg monthly debits– ₹21,60,000
Net monthly surplus₹4,80,000
Less: existing EMI obligations– ₹1,20,000
Available for new debt₹3,60,000
DSCR floor (1.25×)÷ 1.25
Max sustainable EMI₹2,88,000
→ Recommended ₹40 L ticket · ₹91,800 EMI · DSCR 3.9× (well above floor)

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